“Try not to be a man of success. Rather become a man of value” ~Albert Einstein
Someone once said that the value you provide determines the value others attribute to you – and I couldn’t agree more! Many people today lead unfulfilled lives, not because they choose to, but because they don’t know how to break free from their current circumstances. Personally, I believe humanity is divided into two kinds of people.
The first are those who live boldly, building value through personal discipline and intelligence. They are intentional, purposeful, and focused on growth.
The second, unfortunately, are those who are merely existing. They drift through life without a plan, without meaningful goals, and often end up living someone else’s dream or falling far short of their potential.
The difference between these two groups is simple: one prioritizes investing in themselves and creating a life of value, while the other wanders aimlessly without action, strategy, or decisions that matter.
The troubling reality is that the latter group far outnumbers the former. Millions of people move through life with no real value tied to their names.
If you think you might be part of that group, don’t worry—this article is here to help you change that!
Why You Are Your Greatest Investment
So, you are going to be your greatest investment. Why? Because when you invest in yourself, you’re investing in your potential and who you could become. As I shared in my other article, How to Achieve Financial Freedom, the greatest asset you possess is yourself and your knowledge.
Humans have virtually limitless potential. We can’t definitively pinpoint the limits of what we’re capable of because we are constantly progressing. What once seemed impossible becomes possible as humans defy the odds, get creative, and push boundaries.
That’s why investing in yourself—whether it’s through education, health, or the strategies I’ll share with you in this post—enables you to unlock and harness more of the incredible potential within you.
1. Health
Your health is of utmost importance. Without health, what can you do? You know, if you’re bedridden, if you’re sick, if you’ve got a disease, if you simply don’t have energy, you know you’re very limited in what you can do. You can’t pursue your passions, can’t spend enough quality time with your family – it just limits your life.
So health should be a priority for everyone, and it doesn’t mean you need money to choose health. There’s always the healthy option. But if you want to actively invest in your health, there’s so much that you can do. First and foremost, healthy food, right?
We always have the option of healthy versus unhealthy, and in North America, fast food is extremely predominant, and we have a society where we are addicted to fast food. Yes, definitely, very addicted. Obesity rates are very, very high, even childhood obesity. So when you can invest in your health, that looks like investing in the health of food choices, choosing whole foods.
You know, single ingredients, don’t shop in the inner aisles of the grocery store, where everything’s packaged and has a shelf life of years and has preservatives and a lot of artificial things. Shop on the outside, where the fresh foods are. Cook foods, make foods at home. Invest in the healthier options, organic if possible, non-GMO if possible. So choosing the healthy option.
Supplements. A lot of us are deficient in many nutrients and minerals and omegas. I would actually recommend getting a blood panel, a full blood panel to check which vitamins or minerals you are lacking and supplement them. So every month, I am checking where I’m spending most of my money, whether it’s my health, whether it’s shopping, whatever it is. And aside from my rent, of course, my biggest expense is my health because I do not spare any expense in my health – I know how important it is.
By investing in my health now, I’m able to prevent a future medical bill, possibly. I mean, nobody can predict the future, but a lot of things are based on your lifestyle, right? A lot of things, the choices we make today. We eat the junk food, and we’re like, oh, well, it didn’t kill me. But what about 10 years from now? 20 years from now? If you continue those unhealthy habits, they are going to have an effect on your body. To think otherwise is very naive—to think that the food you put in your mouth is not going to have any long-term effects.
So for me, health is actually my biggest expense that I’m happy to invest in because there’s nothing that’s more important than having the energy, not having brain fog, vitality, being able to work, able to contribute—all that stuff.
You you can really invest a lot into your health if you actively want to do that. Supplements are vital. But a lot of supplements especially the cheap ones, sometimes you hear the expression that they’re just expensive pee. It can be the case. So you have to go high-end when it comes to supplements. But obviously, the best option is to get your supplements from the whole foods themselves. But the supplements are meant to supplement the foods that you’re eating, right?
Gym memberships – working out is very important, living a healthy lifestyle, whether it’s at the gym or if you do stuff outside. Hiring a fitness instructor, that can also be a great investment. Some people need a bit more motivation. Some people need an instructor behind them motivating them, “Okay, give me 10 more!“. If that’s what’s going to get you in the gym and working out, then fine, go for it. Group fitness classes—sometimes we need a little bit of motivation from our peers. It can be fun. Fitness equipment if you want to have that in your home, so you don’t have to go to the gym.
So health is a big expense of mine. I’m happy to invest in it, and I think you should, too. And, you know, the more you can invest, obviously the better. But even when I was broke, I was still choosing the healthy options. Even when I was broke, I was still not going to have the fast food. Once in a while, okay, but I used to in my dorm, when I was a broke college student. I literally—which, this isn’t healthy—but rather than getting fast food, I would fry onions and rice and that was my meal back then 🙂
2. Your Education
Number two is education. This might not come as a surprise since I’m a strong advocate for lifelong learning. When people think of education, they often picture the traditional schooling system—high school, university, or college. And yes, formal education can be a powerful way to invest in yourself. Depending on your aspirations, such as becoming a doctor, scientist, or engineer, formal education provides the specialized knowledge you need to achieve those goals.
However, education isn’t confined to classrooms. Unfortunately, many people stop learning once they leave school. Whether it’s after high school or university, education often plateaus because it’s no longer assigned to us. Once formal schooling ends, it becomes a personal responsibility to continue learning. And sadly, many choose not to pursue it further, which only limits their growth.
The truth is, education is essential for personal and professional development. The more you learn, the more you grow—and growth is deeply fulfilling. Progress is what brings meaning and joy to our lives, and education plays a key role in that process.
So, how do you keep learning? Start by reading books. If you’re not a reader, perhaps you just haven’t found a genre or topic that resonates with you. Books are a treasure trove of knowledge. Through them, you can access the insights and experiences of some of the greatest minds in history—people who’ve condensed their life’s work into pages for you to absorb. Whether it’s learning from their expertise or diving into captivating stories, books offer unparalleled opportunities for growth.
The beauty of this is that you don’t have to navigate life entirely on your own. By learning from others’ experiences, you can avoid pitfalls and accelerate your own progress. Education, in all its forms, is a gift—and choosing to embrace it is one of the most valuable investments you can make in yourself.
Attend seminars, workshops, or events related to your field of work or personal interests. These gatherings are incredibly valuable—they’re not only educational but also enjoyable. You’ll have the chance to meet like-minded individuals, exchange ideas, and gain insights from others’ experiences.
A key aspect of fostering a growth-oriented mindset is staying open-minded. Always recognize that there’s something to learn from everyone. The moment you think, I’m more experienced, more educated, or more accomplished than this person, so there’s nothing they can teach me, you limit yourself. Everyone has knowledge or experiences to share that can provide you with valuable lessons.
For instance, you might see me as an expert in e-commerce and assume that’s what you can learn from me—and that’s true. But I can also look at you and see an expert in your own field, whether it’s construction, bookkeeping, working at Starbucks, or anything else. You have unique skills and knowledge that I can learn from.
In fact, some of the most profound lessons can come from unexpected sources. I recently learned a valuable insight from a homeless person on the street—a reminder that wisdom can be found anywhere if you’re open to receiving it.
Always remain receptive to learning from anyone and everyone. This mindset will allow you to absorb knowledge from all directions, enriching your life in ways you may never have anticipated.
3. Invest In Your Business
If you choose the path of entrepreneurship—and it’s not for everyone—your business has the potential to become one of the greatest investments you’ll ever make. As a business owner, you have the opportunity to channel your potential, creativity, and hard work into something that belongs entirely to you. Instead of building someone else’s dream, you’re building your own.
Many of you may currently be employees, and you excel in your roles—working diligently and contributing meaningfully to your workplace. But imagine redirecting that same energy, dedication, and effort into a business of your own. The results could be transformative. Your business can become not only a source of income but also a reflection of your vision and a gateway to financial independence.
Entrepreneurship offers incredible freedoms. You decide your working hours, make executive decisions, and, on some days, choose whether to work at all. That level of autonomy is undeniably rewarding. However, let me be clear—it doesn’t mean that entrepreneurship is easier. Based on my experience, entrepreneurship is significantly more demanding than being an employee.
As an employee, you clock in, complete your tasks, and clock out at the end of the day. Your time off is your own, and you can leave work at work. But as an entrepreneur, especially in the early stages, the responsibility falls entirely on your shoulders. You’ll likely find yourself working tirelessly day and night to get your business off the ground, often without any guarantee of immediate returns.
So no, it’s not easy. I will never tell you that it is. But I will tell you this: it’s worth it.
4. Invest In Your Experiences
Experiences are what life is truly about. It’s easy to lose sight of this amidst the pursuit of constant progress, success, wealth, and significance. While those things have their place, they can sometimes overshadow the essence of life: the here and now. Life is about cherishing moments with friends and family, creating lasting memories, and exploring the world around us.
Investing in experiences is incredibly rewarding and can also be deeply educational. Traveling, for instance, offers a unique opportunity to immerse yourself in other cultures. Without such exposure, it’s easy to remain confined to your own bubble, judging others from a distance and failing to understand their perspectives. But when you travel, meet locals, and witness how others live, you broaden your understanding of the world. You begin to see things from new angles, appreciate diverse ways of life, and realize that solutions to complex problems aren’t always black and white.
Beyond travel, engaging in activities that bring joy, spending quality time with loved ones, and creating unforgettable moments are invaluable. These are the memories that will stay with you, the ones you’ll reflect on with a smile. When life nears its end, it’s these experiences and relationships—not achievements or material possessions—that will matter most.
So, prioritize living your life fully, cherishing the people in it, and embracing experiences that bring meaning and happiness. Avoid the regret of having missed out on what truly counts.
5. Invest In Things That Help You Save Time
Time is one of your most valuable assets. It’s finite, fleeting, and irreplaceable. Each of us is limited to 24 hours in a day, and only a portion of those are waking hours. As you reflect on how you spend your time, you may realize there are tasks taking up precious hours that could be better spent elsewhere—whether on your business, passions, hobbies, relationships, or personal growth.
Investing in time-saving solutions, such as outsourcing certain tasks, allows you to focus on what truly matters to you. For example, hiring a cleaner can free you from household chores, giving you extra time for work, relaxation, or family. Contrary to what many think, you don’t have to be extremely wealthy to afford such help. It’s about prioritizing and reallocating your resources. Maybe cutting back on daily coffee shop trips or other small expenses could cover the cost of having someone clean your home once a week.
Similarly, hiring a nanny can grant you much-needed time for yourself or your partner to nurture your relationship. A dog walker could free up time for other priorities. These small investments can have a significant impact on your life.
As you progress and your income grows, you’ll find it increasingly worthwhile to delegate tasks. The more money you earn, the more you’ll value your time and be willing to spend on outsourcing things that don’t need your direct involvement. Ultimately, saving time allows you to focus on the activities and people that bring the most value and joy to your life.
6. Invest Your Money In the Stock Market
The final investment on this list is traditional investments. The goal is to make your money work for you. This is one of the best ways to ensure, as much as possible, that your money doesn’t run out. If you simply leave your money in a savings account, it will earn minimal interest that likely won’t even keep up with inflation. Cash, while useful, isn’t necessarily the most effective way to preserve or grow your wealth.
Instead, consider investing your money in ways that allow it to generate more income. This is how wealth grows, and it’s the reason behind the saying, “The rich get richer.” While you don’t need to be wealthy to start investing, being smart with the money you earn can make it easier to grow your resources over time.
Traditional investments come in many forms: stocks, real estate, equities, fixed-interest options, and more. You could also explore alternative paths, such as investing in other businesses or entrepreneurs. For instance, you could fund Amazon sellers, partner with startups, or even buy existing businesses to manage and grow them.
When you have capital, you gain opportunities to multiply it, allowing you to create financial stability and build wealth over time. The key is to take advantage of these opportunities wisely and strategically.
7. Invest In Your Beauty
This might come as a surprise, but we often hear advice like “How to Be Successful,” “Be Productive 24/7,” and “How to Get Rich.” But does this really apply fully to a woman’s life? I believe that in the process of striving for success, women sometimes forget the most powerful asset we possess: our femininity. As I mentioned in my article on how to resolve conflicts like a queen in a relationship, femininity is a unique and potent strength.
In an ideal, extreme scenario, a woman doesn’t need to do much at all. She simply embodies her own beauty in a unique way—charismatic, alluring, demanding yet nurturing. She praises her partner when he succeeds and sets clear boundaries when he crosses them. By embracing her natural femininity, she becomes a muse and an inspiration, the force that drives a man to give her everything: money, a home, security, and the royal treatment. In return, she is his source of motivation and, possibly, the mother of his children—the heart of their home. Think of someone like Cristiano Ronaldo’s wife, Georgina Rodríguez.
Now, do I think women should avoid education and just rely on beauty? Of course not! Simply being beautiful is not enough. A high-value man will eventually lose interest if that’s all you offer. In my previous post, I discussed the importance of investing in yourself—and education was second on that list, right?
However, I believe that women today have become so focused on ambition and productivity that they forget their greatest power. In many cases, they end up adopting masculine traits. Instead of this, I believe there should be a balance. Channel your masculine energy at work, or use discipline to maintain a healthy lifestyle and body. But remember that your unique beauty, personality, and charm can take you far in life.
Many of us women aspire to have a happy, fulfilling marriage. But while you’re working toward your business goals, don’t forget that the man you likely want to date—an ambitious, masculine, decisive man—won’t be interested in dating someone who is essentially another “man” in the relationship.
So, when you’re at home, embrace your femininity. Laugh, relax, smile. Be the femme fatale when the moment calls for it, and at other times, be playful and cute.
One thing you’ll notice about men is that they are visual creatures. They are drawn to beautiful women. So, even when you’re married, don’t let your guard down. Keep your body in good shape, smell wonderful, wear a little makeup, and dress nicely. These small gestures will keep the spark alive and make him fall in love with you again and again.
If you want more information on this subject, let me know in the comments below! I’d be happy to write an article about what you should invest in to attract a high-value man—whether it’s hair products, perfumes, clothes, jewelry, or more.
Conclusion
These were seven ways to invest in yourself financially. Remember, you are your greatest investment. Thank you for reading! I’d love to hear your thoughts—what did you find most surprising? Was it number 7? Share your thoughts in the comments below!